Address
5060 California Ave Ste 1090-F, Bakersfield, CA 93309
Opening Hours
Mon - Friday: 8AM - 5PM
DISCOVER TRANSPARENCY & SIMPLICITY
Bakersfield Mortgage Broker: Refinance, HELOC and Home Loans From a Local Team
Clarity Home Loans has helped 2,500+ Bakersfield families buy, refinance and tap their equity. One local broker, dozens of lenders, and a straight answer on your options.
What Bakersfield Homeowners Say About Clarity Home Loans
Mortgage Services in Bakersfield
Whether you want a lower payment, cash from your equity, or the keys to your first home, our local team will show you every option and help you pick the right one.
Refinance in Bakersfield
Lower your rate, shorten your term, or take cash out. We shop dozens of lenders to find the best fit for your goals.
Bakersfield HELOC
Turn your home equity into a flexible line of credit for remodels, debt payoff, or big expenses, without touching your current mortgage.
Hero Home Loans
Special home loan programs for veterans, active military, first responders, teachers and healthcare workers in Kern County.
FHA Streamline and VA IRRRL Refinance
Already have an FHA or VA loan? A streamline refinance can lower your payment with less paperwork and often no appraisal.
First Time Homebuyer and Down Payment Assistance
Buying your first home in Bakersfield? We'll walk you through low down payment loans and assistance programs you may qualify for.
Reverse Mortgage
Homeowners 62 and older can turn home equity into tax free cash with no monthly mortgage payment required.
Manufactured Home Loans
Financing for manufactured and mobile homes on owned land, including purchase and refinance options.
All Loan Programs
Conventional, jumbo, investor, bank statement and more. See every loan program we offer in one place.
HERO HOME LOAN PROGRAM
Discover our Hero Home Loan Programs designed specifically for veterans, firefighters, police officers, healthcare workers, and teachers. Benefit from low rates, flexible terms, and personalized support to make homeownership a reality. Apply now and unlock exclusive offers for our community heroes.
Don't know where to start? Grab our free e-book!
Get your FREE copy of my mortgage cheat sheet and checklist
How to qualify for a mortgage without the hassle, headaches, or haggling!
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Chasity Young
MORTGAGE BROKER / OWNER
NMLS 317122 | Cal DRE 01877009
Hi! It's me Chasity a.k.a "Little Lender"
I help people navigate the mortgage process by assessing their needs then diagnosing the perfect plan and loan program.
Before embarking on your exciting journey of finding a dream home, it's crucial to talk to a trusted advisor. Since 2004, I've been helping people achieve homeownership and take the step of becoming real estate investors. We help unravel the mysteries of money and determine how much you can borrow to make your homeownership dreams come true. We dive into your income, expenses, and credit history to create a road map that leads to your final destination.
See Today's Rate
Unless you're living rent free, you're paying a mortgage. It might as well be your own, right? BE A HOMEOWNER. START NOW!
Visit our Location
5060 California Ave Ste 1090-F, Bakersfield, CA 93309
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Send us a Message
About Us
A Division of Tyky | Equal Housing Lender NMLS #1048641 Licensed by the Department of Real Estate under the California Residential Mortgage Lending Act.
Our Services
Prequalification
Credit Repair Advice
Purchase
Refinance
Realtor Referral
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Opening Hours
Monday - 08:00-17:00
Tuesday - 08:00-17:00
Wednesday - 08:00-17:00
Thursday - 08:00-17:00
Friday - 08:00-17:00
Saturday - CLOSED
Sunday - CLOSED
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