Unlock Your Home's Equity
Keep Your Low Rate!

Bakersfield Homeowners:

Get Cash in 5 Days,

No Appraisal Needed

💵 Use your equity for home upgrades, debt consolidation, or emergencies

⚡ Fast approvals — in as little as 5 days

📉 No appraisal or refi required — keep your low mortgage rate

🏡 Local Bakersfield expert with 20+ years of experience

❓ What is a HELOC?

A HELOC lets you borrow against the equity in your home without refinancing your current mortgage.

💸 What Can I Use It For?

Home upgrades, paying off debt, emergencies — it's flexible and fast.

⚡ How Fast Can I Access Funds?

Most approvals happen in 5 days or less. Funds are typically available within a week.

🧾 Do I Need an Appraisal?

No! In most cases, we use instant home valuations instead.

Real Stories from Bakersfield Clients

★ ★ ★ ★ ★

Chasity Young went above and beyond. She was professional, punctual and made the experience more enjoyable with her spunky personality! We are so grateful for her expertise in her field and we highly recommend her. Thanks Chas!!!

Natasha

Google Review

05-08-2025

★ ★ ★ ★ ★

Working with this company was a really good experience. Chasity would check up to see if I had any questions along the way. Follow up questions were answered quickly. I would definitely use this company again.

Sophia

Google Review

04-02-2025

Chasity Young

MORTGAGE BROKER/ OWNER

NMLS 317122 | Cal DRE 01877009

Helping Bakersfield Homeowners Since 2004

Get Clarity, Not Confusion - From Someone Who Gets it

I’m Chasity Young, I believe getting a mortgage shouldn’t be confusing or intimidating. That’s why I started Clarity Home Loans, to make home financing simple, personal, and transparent.

I’ve helped thousands of homeowners across California refinance, tap into their home equity, and find the best loan for their goals, all without giving up the low rates they worked hard for.

I’m proud to call Bakersfield home. My team and I are here to help you feel confident and supported through every step of your mortgage journey.

📍 Local + Licensed in CA

🏡 2,500+ families helped

💬 Personalized support, not call-center chaos

⭐ 4.9-star rating from verified clients

Visit our Location

5060 California Ave Suite 1090 Bakersfield, Califoronia 93309

Give us a Call

661-322-5626

661-343-8469

Send us a Message

[email protected]

About Us

A Division of Tyky | Equal Housing Lender NMLS #1048641 Licensed by the Department of Real Estate under the California Residential Mortgage Lending Act. The information in this email is for the intended recipient and should not be read by or distributed to anyone else. If you are not the intended recipient, please notify me via return email or call 661-322-5626, delete this email, and destroy any hard copies